You’ve Always Been Their Protector. Safeguard Your Family’s Future.
You're eligible for $25K in Term Life Insurance Coverage. This special offer is guaranteed issue and only available until X/XX/2024.
To get started, click the Enroll Now button and complete the form. We are honored to help you protect your family.
Reference the rates table below when completing your enrollment form.
| $25K Guaranteed Issue Coverage for Member | $13K Coverage for Spouse/Domestic Partner | |||
|---|---|---|---|---|
| Age2 | Non-Smoker | Smoker | Non-Smoker | Smoker |
| 25-29 | $1.73 | $2.24 | $0.90 | $1.16 |
| 30-34 | $2.45 | $3.17 | $1.27 | $1.65 |
| 35-39 | $2.70 | $3.50 | $1.41 | $1.82 |
| 40-44 | $4.17 | $5.43 | $2.17 | $2.83 |
Rates are subject to change. Rates shown are the monthly term life premiums for males/females. Other payment modes are available, please contact your plan administrator for a full list of ages, rates and benefit amounts. Rates increase at the 5-year intervals. Coverage can be continued up to age 70 of member.
2 Age is the participant's age as of last birthday.Optional Accidental Death & Dismemberment Rider is available at an additional $0.017 per $1,000 of coverage per month.
Rates are the same for the Member's Spouse or Domestic Partner. Coverage terminates at age 70 of Member.
Dependent Coverage
| Option 1 | Option 2 | Option 3 | |
|---|---|---|---|
| Coverage Amount: | $2,500.00 | $5,000.00 | $10,000.00 |
| Monthly Premium: 3 | $0.30 | $0.60 | $1.20 |
- All applications for coverage are subject to review and approval by MetLife based upon its underwriting rules.
- The Accelerated Benefits Option is subject to state regulation and is intended to qualify for favorable federal income tax treatment, in which case the benefits will not be subject to federal income taxation. This information was written as a supplement to the marketing of life insurance products. Tax laws relating to accelerated benefits are complex and limitations may apply. You are advised to consult with and rely on an independent tax advisor about your own particular circumstances. Receipt of accelerated benefits may affect your eligibility, or that of your spouse or your family, for public assistance programs such as medical assistance (Medicaid), Temporary Assistance to Needy Families (TANF), Supplementary Social Security Income (SSI) and drug assistance programs. You are advised to consult with social service agencies concerning the effect that receipt of accelerated benefits will have on public assistance eligibility for you, your spouse or your family.
- Will Preparation and MetLife Estate Resolution Services are offered by MetLife Legal Plans, Inc., Cleveland, Ohio. In certain states, legal services benefits are provided through insurance coverage underwritten by Metropolitan Property and Casualty Insurance Company and affiliates, Warwick, Rhode Island. For New York sitused cases, the Will Preparation service is an expanded offering that includes office consultations and telephone advice for certain other legal matters beyond Will Preparation. Tax Planning and preparation of Living Trusts are not covered by the Will Preparation Service. Certain services are not covered by Estate Resolution Services, including matters in which there is a conflict of interest between the executor and any beneficiary or heir and the estate; any disputes with the group policyholder, MetLife and/or any of its affiliates; any disputes involving statutory benefits; will contests or litigation outside probate court; appeals; court costs, filing fees, recording fees, transcripts, witness fees, expenses to a third party, judgments or fines; and frivolous or unethical matters.
- AFT member must be enrolled in the Term Life program.